European Graduates

Nikos Oikonomou

Greece
MEP site engineer at PIMA MAR S.A.
Construction

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2006 — 2012
Bachelor's degree, Mechanical Engineering

Experience
PIMA MAR S.A.   April 2014 - May 2015
Philip Morris International   December 2012 - June 2013

Skills
Contract Management, Negotiation, MEP Coordination, Spare Parts, Logistics, AutoCAD, MEP, Mechanical Engineering, Maintenance, Electricians, Lean Manufacturing, Construction Drawings

Nikos Panagiotidis

Greece
Assistant Accountant at ARTION Accounting, Tax, Consulting services

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2006 — 2014
Bachelor's Degree, Accounting and Finance

Iek Kifisias   2008 — 2011
Associate's Degree, Music Technology

Experience
ARTION Accounting, Tax, Consulting services   April 2014 - Present
PA (live sound installation)   2011 - 2011
ERT S.A. HELLENIC BROADCASTING CORPORATION   2010 - 2011
AB VASSILOPOULOS   2008 - 2010

Skills
PC building, Vocals, Audio Editing, Sound Design, Audio Engineering, Accounting, Songwriting, Guitar

Nikos Papadopoulos

Greece
CEO of DigitalTempo.gr
Internet

Education
Athens University of Economics and Business
Executive MBA

Ethnikon kai Kapodistriakon Panepistimion Athinon   2004 — 2005
Banking Management and Promotion of Banking Products

Technologiko Ekpaideutiko Idrima, Chalkidas   1995 — 2003
Management & Finance, 6,9

Experience
Digital Tempo   July 2012 - Present
HSBC   April 2011 - June 2012
National Bank of Greece   August 2007 - March 2011
Piraeus Bank   June 2006 - July 2007
Citi   April 2004 - May 2006
Diners Club International   July 2001 - March 2004

Skills
Project Management, Facebook, Advertising, Mobile Marketing, SEO, Marketing Strategy, Online Marketing, Digital Marketing, Google Analytics, Digital Media, Email Marketing, PPC, Social Media Marketing, Tourism Management, Digital Strategy, WordPress, Online Advertising, E-commerce, Affiliate Marketing, Social Media, Google Adwords, Web Analytics

PANAGIOTIS VAFEIADIS

Greece
Acoountant at Benaki Museum
Museums and Institutions

Education
Athens University of Economics and Business   2008 — 2009
MASTER IN FINANCE LAW, financial law

UNIVERSITY OF PIRAEUS   2001 — 2006
Bachelor's Degree, Banking and Financial Management

Technologiko Ekpaideutiko Idrima, Chalkidas   1997 — 2000
Bachelor's degree, Accounting

new smirni

Experience
BENAKI MUSEUM   April 2002 - Present
Self Employed Accountant   May 2012 - Present
Makryammos Bungalows Thassos Greece   May 2000 - September 2000

Skills
Financial Analysis, Fixed Assets, Management, Managerial Finance, Microsoft Excel, Cost Accounting, Microsoft Office, Account Reconciliation, Financial Accounting, Finance, Accounting, Leadership

Panagiota Giannakopoulou

Greece
Assistant Accountant
Media Production

Education
ATEI of Chalkida   2006 — 2016
Bachelor of Business Administration (B.B.A.)

3rd General High School of Korydallos   2002 — 2005

Experience
Media Vista ltd   January 2010 - February 2015
Achilleas Accessories   January 2009 - June 2009
SEPHORA   July 2006 - March 2008

Skills
Sales, Accounting, Customer Service, Microsoft Excel, Microsoft Word, Invoicing, English, Outlook, Fax, Microsoft Office, Administrative..., Order Management

Panagiotis Anastasopoulos

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2009 — 2013

Panagiotis Chatzigiannis

Greece
Performance Tester at Nokia Networks
Information Technology and Services

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1994 — 2001
BS, Electrical Engineering

American College of Greece   1995 — 1998
BS, Information Systems & Computer Technology

Experience
Nokia Solutions and Networks   July 2013 - Present
Mozaik   February 2013 - June 2013
Arkasoft   May 2011 - October 2012
ECDC   August 2010 - October 2010
Siemens IT Solutions and Services   2007 - August 2010
Siemens A.E.   June 2001 - July 2010

Skills
ClearCase, Heartbeat, Solaris, Eclipse, VirtualBox, XenServer administration, Bash, TCP/IP, HP-UX, Postfix, Suse, Windows Server, Tripwire, gitorious, ClearQuest, Debian, Vim, RedHat, Exim, Web Applications, Trac, Network Administration, Ubuntu, Apache, Unix, Nginx, Cloud Computing, gitolite, Perl, MySQL Cluster, Subversion, Red Hat Linux, Oracle, Telecommunications, NMS, MySQL, Puppet, Git, OpenVPN, Shell Scripting, Linux, VMware, Operating Systems, Cloudstack.org, CVS, VMware ESX, Switches, Nagios

Panagiotis Demertzis

Greece
Industrial Unit Technical Supervisor at Systems Sunlight S.A.
Electrical/Electronic Manufacturing

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1993 — 1997
Electrical Engineering, Electrical Engineering

Experience
Systems Sunlight S.A.   August 2008 - Present
Golden Chemicals S.A.   2003 - 2008
Johnson Diversey   March 2002 - August 2003

Skills
Energy, Business Strategy, Engineering, Electrical Engineering, Energy Management, Batteries, Electricians, Project Planning, Battery Charger, Project Management

Panagiotis Dimas

Greece
IT Manager at DWaste
Information Technology and Services

Education
University of the West of Scotland   2004 — 2007
Msc, Information Technology (Management)

City University London   1998 — 2000
Pgd, Mechatronics

Technologiko Ekpaideutiko Idrima, Chalkidas   1989 — 1994
Pgd, Mechanichal Engineering

Experience
D-Waste   December 2012 - Present
MCOM Media Communications   July 2010 - September 2012
CORITEC   November 2006 - December 2009
INFOTIME GR LTD   December 2006 - June 2007
Eurocom Expertise S.A. (Intracom)   November 2000 - October 2004

Skills
Hardware, IPTV, Linux, DNS, Active Directory, Norton Ghost, Customer Service, Microsoft Office, Routers, XP, Analysis, vSphere, Automation, Documentation, VMware ESX, Cisco, Troubleshooting, Operating Systems, Administration, Workstations, Windows Server 2003, SQL, Amazon Web Services..., Engineering, Databases, Server Administration, Network Administration, Firewalls, HP, Access, Problem Solving, SQL Server, TCP/IP, Network Security, Security, Requirements Analysis, Windows, Computer Hardware, Servers, VMware, System Administration, Desktop Support, Testing, Switches, Software Installation, Visual Basic, Cisco Switches, Windows Server, LAN/WAN, PIX

Panagiotis Dimopoulos

Greece
Mechanical Engineer, MSc
Mechanical or Industrial Engineering

Education
National Technical University of Athens   2005 — 2008
MSc, Energy Systems, 7,74 / 10

Technological Educational Institute of Chalkis   2001 — 2004
BS, Mechanical Engineering, 7,09 / 10

Experience
Shipping   2015 - Present
Traditional Shipping Company   February 2013 - Present
MJS GAS LTD - STUDIES & INSTALLATION   October 2010 - December 2012
Moody International S.A.   November 2005 - November 2006

Skills
Project Engineering, Petroleum, ASME, Autocad, Process Engineering, Piping, LPG & Natural Gas..., Waste Water Treatment..., Engineering, Renewable Energy Systems, HVAC, Energy, Oil & Gas Industry, Power Plants, Mechanical Engineering, Natural Gas, Marine Engineering, Gas Turbines

Panagiotis Iliopoulos

Greece
Oil & Energy

Education
Technologiko Ekpaideutiko Idrima, Kavalas   2014 — 2015
Master’s Degree, Oil and Gas technology

Technologiko Ekpaideutiko Idrima, Chalkidas   2006 — 2011
Bachelor’s Degree, Mechanical Engineering

Petros Katsimpernakis

Greece
Business Controller (CE Region) at Temenos
Computer Software

Education
Institute of Chartered Accountants in England and Wales   2011 — 2011
IFRS Qualification, IFRS and financial reporting

(KELE, PWC and others)   2002 — 2011
Finance Certifications, Finance, Accounting, Taxation

Technologiko Ekpaideutiko Idrima, Chalkidas   2001 — 2005
Bachelor degree, Economics & Business

Experience
Temenos   September 2012 - Present
Temenos   June 2011 - August 2012
Temenos   July 2008 - May 2011
Informer Financial   July 2007 - July 2008
Revive SA   February 2007 - June 2007

Skills
Forecasting, Consolidation, Financial Reporting, Financial Audits, Budgets, Accounting, Financial Accounting, Business Analysis, Financial Analysis, Cost Efficiency, Greek GAAP, Tax Compliance, IFRS, Revenue Recognition, Tax Accounting, Variance Analysis, Taxations, Cost Accounting, Cash Flow

Petros Markos

Greece
Student at American College of Greece
Financial Services

Education
American College of Greece   2010 — 2012
Masters, Finance

Technologiko Ekpaideutiko Idrima, Chalkidas   2003 — 2010
Bachelor, Business Administration

Experience
ECDL   September 2009 - May 2010

Spyros Theodoropoulos

Greece
Sales and Marketing Executive at Akoustica Meica
Retail

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2005 — 2010
Bachelor's degree, Accounting

Experience
Akoustica Meica   April 2007 - Present

Skills
Marketing, Direct Sales, Sales Presentations, Sales Management, Report Writing, Executive Reporting

Stathis Lakkas

Greece
Independent Electrical/Electronic Manufacturing Professional
Electrical/Electronic Manufacturing

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1997 — 2002
Bachelor of Applied Science (B.A.Sc.), Electrical and Electronics Engineering


Skills
New Business Development, Strategic Planning, Electronics, Manufacturing, Engineering, Customer Service, Microsoft Excel, Project Management, Product Development

Stavros Apostolou

London, United Kingdom
Vice President Business & Customer Analytics
Management Consulting

Education
University of Warwick - Warwick Business School   2009 — 2010
MSc, Business Analytics & Consulting, 75%

University of Piraeus   2002 — 2009
Ptychion, Informatics, GPA 7.9/10

3rd Highschool of Chalkis   1999 — 2002
Applied Science Stream

Technologiko Ekpaideutiko Idrima, Chalkidas
Automation

Experience
Barclays   April 2014 - Present
Loughborough University   September 2013 - Present
Beyond Analysis   April 2013 - April 2014
Virgin Media   January 2012 - April 2013
Virgin Media   November 2010 - December 2011
Active Operations Management International LLP   June 2010 - September 2010
PPC S.A.   July 2006 - September 2006
PPC S.A.   July 2005 - August 2005

Skills
Matlab, Operations Research, SQL, Data Analysis, Business Process, Time Series Analysis, Cluster Analysis, Analysis, Quantitative Analytics, Business Analytics, Forecasting, Customer Analysis, Financial Modeling, Customer Value..., Simulation, Analytics, Customer Analytics, Business Case, Recommender Systems, Capacity Planning, Consulting, Project Management, Customer Insight, Quantitative Research, Market Analysis, Predictive Analytics, Multivariate Analysis, SPSS, Business Analysis, Management, Segmentation, Customer Strategy, Propensity Modelling, Business Strategy, E-commerce, Strategy, Statistical Modeling, Excel, Business Modeling, Customer Intelligence, System Dynamics, Data Mining, Proposition Development, SAS, Predictive Modeling, Computational Economics, VBA, CHAID, Big Data

Theodoros Pappas

Greece
Project Manager at Alstom Transport S.A.
Transportation/Trucking/Railroad

Education
Brunel University   1998 — 2002
PhD in Mechanical Engineering, Mechanical Engineering

Middlesex University   1996 — 1997
Bachelor of Science (BSc), Mechanical Engineering

Technologiko Ekpaideutiko Idrima, Chalkidas   1992 — 1996
BSc in Mechanical Engineering, Mechanical Engineering, 6,6

Experience
Alstom Transport   May 2014 - Present
Technological Educational Institutes (Athens, Piraeus, and Chalkis)   2005 - Present
KINTEC SA   October 2010 - January 2014
Schneider Electric S.A   January 2010 - September 2010
Forum International training & consulting LTD   2006 - 2010
Schneider Electric S.A   April 2008 - December 2009
Schneider Electric SA   April 2004 - March 2008
Industrial Property Organisation   March 1996 - September 1996

Skills
Energy Management, Management, R&D, Research, Business Relationship..., Business Development, Customer Service, Security and Safety, Training, Negotiation, Sales Management, CRM, Energy, Contract Management, Solution Selling, Sales, Mechanical Engineering, Long-term Customer..., Brand Development, Contractors, Technical Sales, Energy Efficiency, Lecturing and...

Theodoros Rokas

Greece
Telecommunications Training Consultant
Telecommunications

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1991 — 1996
Electrical Engineer

Network power and Industrial Automation

Experience
Teledrom AB   April 2012 - Present
Adaptory S.A.   2008 - March 2012
Teledrom Hellas S.A.   2005 - 2008
Teledrom Hellas S.A.   2001 - 2005
GENNADIOS-CHAMAKIOTIS S.A.   1997 - 2001

Thodoris Papadopoulos

Greece
FrontEnd Developer, UX Designer, Data analyst at Freelancer / ContractBased
Computer Software

Education
The Interaction Design Foundation

University of Strathclyde   2011 — 2012
PGDip, Bioengineering

Technologiko Ekpaideutiko Idrima, Chalkidas   2004 — 2009
Automation Engineering, Mechatronics, Robotics, and Automation Engineering

Experience
Freelancer / Contract-Based   January 2015 - Present
Mathios Refractories   June 2014 - October 2014
metapolls.net   November 2013 - May 2014
Hellenic Navy Salamina   November 2011 - November 2012
ATEbank   June 2008 - November 2008

Skills
Big Data, JavaScript, Three.js, Web Development, SEM, Web Design, Matlab, SEO, D3.js, Python, JavaScript Libraries, WebGL, statistical analysis, Brain-computer..., Data Analysis, Data Visualization, Augmented Reality, Apache Spark, R, Data Mining, Marketing, Microsoft Excel, Virtual Reality, Generic Programming

Triantafyllos Samaras

Greece
Owner at Samaras Food Company Food Entrepreneur
Food Production

Education
University of Hertfordshire   2007 — 2010
Bachelor of Business Administration (BBA), Marketing/Marketing Management and Human Resources Management

Technologiko Ekpaideutiko Idrima, Chalkidas   2004 — 2006
Electrical Engineering Technologies/Technicians

Venture Garden

Experience
Samaras Food Company   September 2008 - Present

Skills
Marketing Strategy, Microsoft Office, New Business Development, Negotiation, Marketing Management, Business Planning, Retail, Management, Logistics, Strategic Planning, Business Strategy, Marketing Communications, Entrepreneurship, Food, Sales Management, Food Industry, B2B, Product Development, Sales

Vasileios Giannakopoulos

Greece
Aircraft Maintenance Engineer
Aviation & Aerospace

Education
Technologiko Ekpaideutiko Idrima, Chalkidas
Engineer's degree, Electrical Engineering Technologies/Technicians

Experience
Aegean Airlines   July 2014 - Present
Sky Express   April 2012 - June 2014
OLYMPIC AIR   November 2010 - March 2012
KLM Engineering & Maintenance   March 2010 - November 2010

Skills
Aircraft Maintenance, Aerospace Engineering, A320, Line Maintenance, Adaptable to Changes, Aeronautics, Avionics, Aircraft Systems, Aircraft

Vasileios Patsis

Greece
Accountant at ELEFTHERIOS KIAXAKIS S.A.
Accounting

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2003 — 2007
Accounting

Experience
ELEFTHERIOS KIAXAKIS S.A.   

Skills
Bookkeeping, Account Reconciliation, Tax Returns

Vasileios Raptis

Sweden
Industrial Automation Professional
Industrial Automation

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2005 — 2010
Automation Mechanic, Mechatronics, Robotics, and Automation Engineering

Experience
buldoza.gr   May 2012 - October 2012
Plaisio Computers   2007 - 2012

Skills
SAP, Microsoft Office, Merchandising, SAP MM, Retail

Vasilis Alexopoulos

London, United Kingdom
Intermediate Electrical Engineer at Troup Bywaters + Anders
Electrical/Electronic Manufacturing

Education
London South Bank University   2009 — 2011
MSc Sustainable Energy Systems, Sustainability Studies

LSBU   2009 — 2012
Electrical/Electronic Engineering, Electrical and Power Transmission Installation/Installer, General

Technologiko Ekpaideutiko Idrima, Chalkidas   2002 — 2006
BEng Electrical Engineering, Electrical and Electronics Engineering

Experience
Troup Bywaters + Anders   March 2014 - Present
BrydenWood Limited   February 2013 - March 2014
Alexopoulos Ltd   2001 - 2011
WOODMAN   May 2008 - November 2009
ELEC Bekiaris   January 2006 - October 2007
Electron   June 2005 - January 2006

Skills
Amtech, P&L Management, Electrical Engineering, Sustainable Energy, Dialux, Energy Efficiency, Solar Energy, P&L Budget Management, Matlab, design of electrical..., digital system, Lighting Design, Electrical Design, Power Electronics, Building Services, Electrical Machines, HVAC, Electricians, Energy, Project Management, Labview, AutoCAD

Vasilis Nakos

Greece
Frontend Developer
Information Technology and Services

Education
Panepistimion Makedonias   2013 — 2015
Master of Science (M.Sc.), Computer Systems, 8.83

Technologiko Ekpaideutiko Idrima, Chalkidas
Bachelor's Degree, Automation Engineer Technology/Technician

Experience
Vasilis Nakos   September 2014 - Present
To Paradosiako   November 2009 - January 2013
Doxastakis   August 2008 - February 2009
Vroullis Christos   February 2000 - September 2002

Skills
PHP, Programming, Mobile Web Design, Photoshop, Object Oriented Design, JavaScript, jQuery, CSS, Electrical Engineering, MySQL, Bootstrap, PLC, HTML5, Responsive Web Design

Vassilis Bounas

Greece
Ramp Agent at Goldair Handling
Pharmaceuticals

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2000 — 2004
Bussines Administration

Experience
Goldair Handling   April 2015 - Present
The wall sport climbing center   October 2013 - Present
SUMMIT EXPLORING S.A.   2007 - Present
EVENT PLUS   2007 - Present
Action park Summer Camp   June 2013 - September 2013
FAMAR   April 2008 - February 2010
Halcor S.A.   September 2004 - March 2008
Halcor S.A.   2007 - 2008
Rolco Vianil S.A.   December 1994 - August 2004

Skills
Procurement, Business Planning, Continuous Improvement, FMCG, Project Planning, Budgets, SAP, Logistics, Manufacturing, Problem Solving, Process Improvement, Management, Sales Management, Change Management, SAP R/3, ERP, New Business Development, Supply Chain Management, Supply Chain, Operations Management, Purchasing, Microsoft Office, Microsoft Excel, Negotiation, Purchase Management, Excel, Inventory Management, Contract Negotiation, Forecasting

Vassilis Tomos

Greece
DRILLING & PRODUCTION SUPERINTENDENT at KAVALA OIL S.A.
Oil & Energy

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1994 — 2004

Vassilis-Nikos Adamopoulos

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas
Accounting

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2011 — 2015


Skills
Accounting, Teamwork, Microsoft Word, Financial Reporting, Financial Accounting, Microsoft Excel, Microsoft Office, PowerPoint

Voula Lefaki

Greece
QUALITY AUDITOR at ERGOSE S.A.
Information Technology and Services

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1997 — 2000

angela theodoropoulou

Greece
assistand accountant
Accounting

Education
Technologiko Ekpaideutiko Idrima, Chalkidas
Accounting

Experience
Newsphone Hellas   2011 - 2012
OTE group   April 2009 - September 2009

chris kado

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2012 — 2016

chris matsias

Greece
Independent Marketing and Advertising Professional
Marketing and Advertising

Education
Technologiko Ekpaideutiko Idrima, Chalkidas

Experience
LR Health & Beauty Systems   2010 - Present

dimitris k

Greece

Education
Technologiko Ekpaideutiko Idrima, Chalkidas


Skills
Strategic Planning, Microsoft Office, Windows, Microsoft Word, PowerPoint, English, Microsoft Excel, Outlook, Research, HTML, Public Speaking

george theodoris

Greece
INSURANCE ADVISOR at Infotrust Insurance Brokers sa
Insurance

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2009 — 2013
6.9, Accounting and Finance

giannis makris

Greece
Mechanical Engineer at soya hellas
Mechanical or Industrial Engineering

Education
Heriot-Watt University   2014 — 2016
Master's Degree, Energy Management and Systems Technology/Technician

Technologiko Ekpaideutiko Idrima, Chalkidas   2002 — 2007
Engineer's Degree, Mechanical Engineering

Experience
Self-employed   January 2010 - Present
soya hellas   January 2010 - Present
SABO S.A.   August 2008 - January 2010

Skills
SQL Server Management..., PTC Creo, ANSYS, SolidWorks, Project Engineering, SQL, AutoCAD, Energy, Microsoft SQL Server, CAD, Finite Element Analysis, Mechanical Product..., Database Design, Engineering Design, Environmental..., Databases, Engineering, Energy Audits, Autodesk Inventor, Mechanical Engineering

helen papageorgiou

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2012 — 2016

john peros

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas
Computer Networking

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2011 — 2015

kostas kardaras

Greece
Electrical Engineering at electrotech power systems
Electrical/Electronic Manufacturing

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2005 — 2012

Experience
electrotech power systems   March 2014 - Present
electrotech power systems   March 2014 - Present

kostas sarris

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas
Electrical/Electronic Manufacturing

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2004 — 2012

nikos evaggelou

Greece
Student at Technologiko Ekpaideutiko Idrima, Chalkidas

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   2011 — 2015

petros stamatakos

Greece

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1993 — 1997
Electrician

Sivitanidios   1986 — 1991

Experience
Proton Μελετητική ΕΠΕ   January 2002 - April 2003
CONSPEL ΑΤΕ Athens   January 1999 - January 2002
Paschos Katsikopoulos   November 1997 - November 1998
ΔΕΗ   January 1997 - November 1997

Skills
Commissioning, Electricians, Inspection, PLC, Electrical Engineering, Electricity, Shipbuilding, Power Distribution, Engineering

theofanis papanikolaou

Greece
papanikolaou & associates insurance agency
Insurance

Education
Technologiko Ekpaideutiko Idrima, Chalkidas   1999 — 2003
Bachelor's degree, Accounting and Finance

3rd high school of glyfada   1992 — 1998

Experience
papanikolaou   September 1998 - Present

Skills
Disability Insurance, Property & Casualty..., Insurance, Underwriting, Professional Liability, Risk Management, Liability, General Insurance, Life Insurance, Commercial Insurance, Health Insurance, Reinsurance, Customer Service, Legal Liability, Claim, Term Life Insurance, Brokers, Casualty, Commercial Lines, Umbrella Insurance