ifs University College Alumni

Ewan Cochrane

York, United Kingdom
Associate Director, Portfolio Management at Royal Bank of Scotland
Financial Services

Education
ifs University College   2008 — 2010
Applied Diploma in Corporate Banking, Banking, Corporate, Finance, and Securities Law, Pass

Easingwold School 0 Sixth Form   1998 — 2000
GNVQ Advanced Leisure and Tourism, Parks, Recreation and Leisure Studies, Merit

Easingwold School   1995 — 1998
GCSE's

Experience
Royal Bank of Scotland   June 2014 - Present
RBS Invoice Finance   June 2012 - June 2014
Royal Bank of Scotland   August 2006 - June 2012

Skills
Corporate Finance, Portfolio Management, Relationship Management, New Business Development, Banking, Financial Modeling, Funding, Financial Analysis, Asset Based Lending, Risk Management, Commercial Banking

Feng Tao

London, United Kingdom
Analyst, Global Casework, Financial Intelligence Unit at HSBC Holdings
Banking

Education
ifs University College   2011 — 2013
BSc in Banking Practice and Management, Banking and Financial Services, High Merit

London School of Economics and Political Science   2009 — 2010
MSc in Economic History, Economics, High Merit

Sun Yat-Sen University   2005 — 2009
BSc (Hons) in Management, Electronic Commerce, First Class

Experience
HSBC   April 2015 - Present
HSBC   November 2013 - April 2015
HSBC   August 2011 - October 2013
Sun Yat-sen University   September 2006 - July 2007

Fran Green

Liverpool, United Kingdom
Business Development Manager at Source Insurance Ltd
Financial Services

Education
ifs University College   2013 — 2013
Certificate in Regulated General Insurance, Insurance

ifs University College   2000 — 2000
CeMAP, Certificate of Mortgage Advice and Practice

Maricourt   1985 — 1992

Experience
Source Insurance Ltd   March 2015 - Present
University of Life   March 2015 - March 2015
Select & Protect   October 2012 - March 2015
Sesame Bankhall Group   May 2012 - October 2012
Select & Protect   July 2011 - May 2012
Pontin's   2009 - 2010
Mortgage Next   1999 - 2008
Furness Building Society   1993 - 1999
Furness Building Society   1993 - 1999
Yaffe Jackson Ostrin Llp   1992 - 1993

Skills
Strategic Planning, Strategy, Loans, Product Development, Banking, Financial Services, Critical Illness, Budgets, Mortgage Lending, Finance, Business, Relationship Management, Negotiation, Savings, Sales Management, Income Protection, Brokers, Compliance, Mortgage, Investments, Credit, Team Management, B2B, Financial Planning, Customer Service, Residential Mortgages, Marketing Strategy, Sales, Wealth Management, Commercial Mortgages, Business Strategy, Proposition Development, Pensions, Strategic Financial..., Wealth, Account Management, Event Management, Budgeting, Financial Advisory, Insurance, New Business Development, Protection, Management, Business Development, Coaching, Business Planning, General Insurance

Francesca Stone

Jersey, United Kingdom
Senior Credit Officer at Societe Generale Private Banking
Banking

Education
Beaulieu Convent   1986 — 1998

ifs University College
Ce-Map

Experience
Societe Generale Private Banking   April 2013 - Present
HSBC Private Bank   August 2006 - March 2013

Skills
Credit, Financial Risk, Financial Analysis, Credit Risk, Banking, Risk Management, Wealth Management, Loans, Credit Analysis

Frank Durkin DipFA

Wilmslow, Cheshire, United Kingdom
Financial Consultant at Lloyds Banking Group
Financial Services

Education
ifs University College
Diploma In Financial Advice Level 4, Financial Planning and Services

Experience
Lloyds Banking Group   September 2012 - Present
Lloyds Banking Group   September 2012 - Present
Lloyds Banking Group   June 2006 - September 2012
Beneficial Finance   July 2001 - June 2006

Skills
Banking, Financial Risk, Financial Services, Portfolio Management, Wealth Management, Loans, Critical Illness, Management, Sales, Finance

Frazer Gilbert

Croydon, United Kingdom
Product Manager at Lloyds Banking Group
Banking

Education
ifs University College   2011 — 2014
Professional Diploma in Banking Practice and Management, Banking and Financial Support Services

The University of Sheffield   2007 — 2010
English Language and Linguistics, 2:1

Experience
Lloyds Banking Group   October 2013 - Present
Lloyds Banking Group   March 2013 - October 2013
Lloyds Banking Group   September 2012 - March 2013
Lloyds Banking Group   March 2012 - September 2012
Lloyds Banking Group   September 2011 - June 2012
Harnham   September 2010 - June 2011

Skills
Financial Risk, Presenting Proposals, Customer Insight, Project Planning, Pricing, Financial Analysis, Product Management, Project Management, Customer Retention, Forecasting, Finance, Strategy, Stakeholder Management, Risk Management

Gareth Billington

Darlington, United Kingdom
Relationship Director, Agriculture
Banking

Education
ifs University College   2014 — 2016
Diploma in banking management

The Nottingham Trent University   2000 — 2004
BA (Hons), Business Studies, 2:1

Queen Elizabeth Sixth Form college   1998 — 2000

Experience
Lloyds Banking Group   August 2015 - Present
Lloyds Banking Group   August 2012 - August 2015
Lloyds TSB   September 2004 - August 2012

Skills
Commercial Banking, Banking

Gareth Fowler

London, United Kingdom
Associate RM Mid Markets, Technology, Media & Telecoms at Lloyds Banking Group
Banking

Education
ifs University College   2012 — 2015
BSc (Hons.), Banking Practice & Management

Loughborough University   2008 — 2012
BSc (Hons.), Management Sciences, Second Class Honours, Upper Division

Dr Challoners Grammar School   2000 — 2007

Experience
Lloyds Banking Group   March 2015 - Present
Lloyds Banking Group   March 2014 - March 2015
Lloyds Banking Group   September 2012 - March 2014
Hewlett-Packard   July 2010 - September 2011
FuelDefend Global Ltd   August 2006 - April 2010

Gareth Norman

Cambridge, United Kingdom
Commercial Manager HSBC Cambridge
Banking

Education
ifs University College   2007 — 2014
BSc (Hons) in Banking Pracice and Management

University of Derby   2001 — 2004
BA (Hons) in Business Management

Association of Accounting Technicians   1999 — 2001
AAT Qualification in Accountancy

Experience
HSBC Bank plc   March 2013 - Present
HSBC Commercial Banking   April 2012 - March 2013
HSBC Commercial Banking   September 2011 - April 2012
HSBC Commercial Banking   January 2010 - September 2011
HSBC Commercial Banking   August 2008 - January 2010
HSBC   January 2007 - August 2008
Marsh   August 2004 - January 2007

Skills
Credit, Banking, Trade Finance, Microsoft Excel, Project Management, Mergers, Finance, Management, Financial Modeling, Strategic Financial..., New Business Development, Portfolio Management, Business Analysis, Business Planning, Financial Analysis, Team Management, Funding, Commercial Finance, Corporate Finance, Reports, Financial Planning, Commercial Banking, Credit Risk, Organization, Credit Analysis, Due Diligence, Financial Services, Risk Management, Retail Banking, Analysis, Business Strategy, Relationship Management

Gareth Rowlands

United Kingdom
Head of Business Banking at Barclays Wealth
Banking

Education
ifs University College   2011 — 2013
Professional Certificate in Banking PCertB (Applied Diploma in Corporate Banking), Banking

ifs University College   2000 — 2002
Financial Planning certificate 1, 2 and 3

Liverpool John Moores University   1981 — 1983
HND Business Studies (Banking)

Experience
Barclays Wealth   July 2014 - Present
Lombard Manx Limited   June 2009 - June 2014
Lombard Manx Leasing Limited   June 2009 - June 2014
RBS International Limited   September 2005 - June 2009
RBSI / NatWest / IOM Bank   December 2004 - September 2005
RBSI International Ltd   February 2003 - December 2004
NatWest Expatriate Service   September 1999 - February 2003
NatWest Expatriate Service   May 1998 - September 1999
NatWest Bank PLC   October 1993 - May 1998
NatWest PLC   July 1983 - October 1993

Skills
Credit Risk, Private Banking, Portfolio Management, Relationship Management, AML, Investments, Financial Risk, Anti Money Laundering, Operational Risk, Retail Banking, Risk Management, Credit, Banking, Commercial Banking, Wealth Management, Financial Services

Gary Beesley DipFA

Basildon, Essex, United Kingdom
Financial Wellbeing Advisor at Family Mosaic
Construction

Education
ifs University College   2014 — 2014
Associate's Degree, Financial Advice, DipFA Level 4

Chalvedon 6th Form   2001 — 2003

Chalvedon School   1996 — 2001

Experience
Paragon financial services limited   September 2015 - Present
paragon independent limited   September 2015 - Present
Family Mosaic   March 2008 - September 2015
Family Mosaic   November 2008 - March 2011
Braintree District Council   June 2008 - November 2008
Exchange and Mart   February 2008 - June 2008
Self Employed   September 2006 - February 2008
Basildon Borough Council   March 2004 - September 2006
First Data   June 2003 - March 2004

Skills
Customer Service, Interviews, Social Housing, Sales, Performance Management, New Business Development, Training, Negotiation, Employee Benefits, Time Management, Budgets, Management, Coaching, Call Centers

Gary Burn

London, Greater London, United Kingdom
Financial Crime Compliance Manager Europe at HSBC Retail Banking and Wealth Management
Financial Services

Education
ifs University College   2007 — 2010
Applied Diploma, Retailing Financial Services, Merit

The University of Edinburgh   2002 — 2006
Bachelor of Science (B.Sc.), Microbiology and Immunology, 2.1

Experience
HSBC Retail Banking and Wealth Management   March 2015 - Present
HSBC Retail Banking and Wealth Management   August 2010 - Present
HSBC   September 2008 - August 2010
HSBC   January 2007 - September 2008

Skills
AML, Suspicious Activity..., Commercial Banking, Compliance Regulations, Compliance, Financial Regulation, KYC, Economic Sanctions, Anti Money Laundering, Financial Crime, SWIFT messaging, Retail Banking

Gary Cartledge

Prestatyn, Denbighshire, United Kingdom
Business advice & Wealth management
Capital Markets

Education
The Open University   2013 — 2016
BA (hons), Computing & Business

ifs University College   2014 — 2015
Level 4 Certificate, Financial advice

Experience
Nacro   November 2010 - May 2011
Denbighshire County Council   May 2008 - October 2008

Skills
Start-up Ventures, Financial Advisory, ICT, Financial Analysis, Interviews, Equal Opportunities, Critical Thinking, Business Planning, Social Entrepreneurship, Market Research, Recruitment, Administration, Business Strategy, Administrative Work, Recruiting, Entrepreneurship, Team Building, Wealth Management, Leadership Development, Marketing Strategy, Investment Strategies

Gary Crowe

London, United Kingdom
Senior Director in Financial Services | Business Strategy & Transformation | Design & Implementation | Digital & Fintech
Banking

Education
Chartered Banker Institute
Chartered Banker MCIBS - Member of the Chartered Insitute of Bankers in Scotland

Chartered Management Institute
Fellow (FCMI)

Chartered Institute of IT
Prince 2; Foundation and Practitioner, Project Management

ifs University College
Chartered Associate (CAifs), Banking, Corporate, Finance, and Securities Law

Birmingham City University
ACIB, Banking, Corporate, Finance, and Securities Law

Experience
PA Consulting Group   2015 - Present
Royal Bank of Scotland   July 2013 - Present
Royal Bank of Scotland   July 2011 - June 2013
Royal Bank of Scotland   July 2010 - July 2011
NatWest   July 1985 - June 2010

Skills
Project Management, Coaching, Change Management, Strategic Planning, Customer Experience, Commercial Banking, Business Strategy, New Business Development, Social Media, Communication Skills, Credit Risk, Project Delivery, Stakeholder Management, Requirements Analysis, Relationship Management, Sales & Marketing..., Team Leadership, Portfolio Optimization, Risk Management, Business Transformation

Gary K. Thompson

Royal Tunbridge Wells, Kent, United Kingdom
Business Banking at HSBC
Banking

Education
ifs University College   2008 — 2012
Professional Diploma in Banking Practice and Management (PDipBPM®) (Level 5), Banking and Financial Services

UCT Graduate School of Business (SA) - Centre for Coaching   2008 — 2008
Coaching to Excellence

UCT Graduate School of Business (SA)   2007 — 2007
Programme for Management Development (Level 6)

UCT GSB and GIBS (SA)   2006 — 2006
Executive Short Courses

Absa Bank Ltd (SA)   2004 — 2006
Absa Development Initiative (ADI), Leadership, Complexity and Systems Thinking

Damelin College (SA)   2005 — 2005
Diploma in Financial Management, Distinction

Gordon Institute of Business Science   2002 — 2002
Programme for Management Development (Level 6), Distinction

Dale Carnegie Training (SA)   2001 — 2001
Leadership Training for Managers

University of Pretoria/Universiteit van Pretoria   1999 — 2001
Bachelors of Commerce Degree (Level 6)

Damelin   1998 — 1998
Higher Certificate in Practical Accounting, Distinction

Experience
HSBC   April 2014 - Present
HSBC   2014 - 2015
HSBC   2014 - 2015
HSBC   2014 - 2015
Santander UK   September 2011 - November 2011
Barclays Corporate   March 2010 - July 2011
Santander UK   August 2009 - February 2010
Standard Bank   July 2006 - November 2006
ABSA   October 2005 - June 2006
ABSA   December 2004 - September 2005

Skills
Commercial Lending, Executive Management, Credit Cards, Business Strategy, Strategic Thinking, Financial Services, Financial Risk, Financial Analysis, Leadership, Relationship Management, Finance, Corporate Lending, Investment Banking, Commercial Banking, Portfolio Management, Banking, International Finance, Trade Finance, Credit Risk

Gavin Francis

Milton Keynes, United Kingdom
Business Consultant
Management Consulting

Education
Professional Association of Accounting Technicians (AAT)   2013 — 2014
Diploma in Accountancy: Level 2 and 3, Accounting

ifs University College   2009 — 2011
Diploma in Retailing Financial Services (DipRFS), Finance and Financial Management Services, Merit

University of Hertfordshire   2003 — 2007
Bachelor of Arts (B.A.), Business Management and Tourism, 2:1

Experience
Self-employed   June 2013 - Present
HSBC Commercial Banking   June 2010 - May 2013
HSBC   June 2009 - May 2010
HSBC   May 2008 - May 2009
HMV Retail Ltd   August 2005 - February 2008

Skills
Relationship Management, Commercial Awareness, Finance, Sales Process, Business Planning, Loans, Coaching for Excellence, Cash Flow Lending, Sales Management, Training, Leadership, Business Networking, Risk Management

Geoffrey Hodgson

London, Greater London, United Kingdom
Consultant
Financial Services

Education
ifs University College   2012 — 2014
Professional Diploma, Banking Practice and Management

Durham University   2009 — 2012
Bachelor's degree, Politics and Sociology, 2:1

Christ Church Grammar School   2007 — 2008
Western Australian Tertiary Entrance Rank, 99.1

International School of Aberdeen   2001 — 2007

Experience
Accenture   July 2015 - Present
Lloyds Banking Group   June 2014 - July 2015
Lloyds Banking Group   March 2014 - June 2014
Lloyds Banking Group   September 2013 - March 2014
Lloyds Banking Group   March 2013 - September 2013
Lloyds Banking Group   September 2012 - March 2013
Outback Ballooning   April 2009 - September 2009

Skills
Process Improvement, Microsoft Excel, PowerPoint, Management, SAS programming, Microsoft Word, Analysis

Ghazal Shakeel

London, Greater London, United Kingdom
Mortgage & Protection Manager at HSBC
Financial Services

Education
ifs University College   2014 — 2014
CeMap 1,2 & 3, CeMap

GOVT College   2005 — 2007
Human psychology, Human psychology

Punjab University   2005 — 2007
Bachelor's degree, Human Psychology and English, B

Experience
HSBC   April 2015 - Present
Barclays   November 2010 - May 2015
Peximco UK LTD   April 2009 - October 2009
Marks and Spencer   October 2008 - February 2009

Skills
Banking, Team Leadership, Retail Banking, Retail Sales, Teamwork, Communication, Time Management, Customer Experience, Customer Service, Cashiering, Sales, Financial Analysis, Retail, Microsoft Excel

Giovanni Pappacena

Padova Area, Italy
Business Development Manager at Banca SISTEMA
Financial Services

Education
Università di Bologna
Statistic and Computer Science for Companies, Mathematical Statistics and Probability

ifs University College
Financial Services Environment and Products

Experience
Banca SISTEMA   2014 - Present
Banca SISTEMA   2011 - 2014
Specialty Finance Trust Holdings Ltd   2010 - 2011
Schmitz Cargobull   2009 - 2010
Optima Data Intelligence Services Limited   2007 - 2009

Skills
Forecasting, CRM, Management, Business Development, Negotiation, Business Analysis, Business Planning, Business Strategy

Glenn Michael Plant CeMAP CeRER CeRCH CeSRE

Leeds, West Yorkshire, United Kingdom
Equity Release Advisor at Age Partnership
Financial Services

Education
ifs University College   2015 — 2016
DipFA (currently working towards), Diploma in Financial Advice

ifs University College
CeSRE, Merit

ifs University College
CeRCH, Pass

ifs University College
CeRER, Distinction

ifs University College
CeMAP, Merit

Leeds Metropolitan University   2009 — 2012
Bachelor of Arts (BA Hons), Moving Image Production, Merit

Experience
Age Partnership   November 2013 - Present
Retroware TV LLC   October 2013 - Present
Independent iOS Developer   August 2012 - May 2014
Sec-1 Ltd   February 2013 - September 2013
Phones4u   March 2009 - November 2011
Carphone Warehouse   November 2007 - November 2008
TUI Travel PLC   May 2005 - October 2007
HM Prison Service   September 2003 - April 2005
Best Western International   September 2001 - July 2003

Skills
iOS development, CeMAP, PowerPoint, Photoshop, Negotiation, Avid, Mac OS, Mortgage Lending, Editing, regulated complaints..., Google Analytics, Android Development, Penetration Testing, Broadcast Engineering, pension annuity, Windows, Investment Trading, CeSRE, Public Speaking, 3DTV, Xcode, Presentations, Mobile Technology, Equity Release, Research, CeRCH, Final Cut Pro, CeRER, CeMap Qualified, Screenwriting, CeSRE supervising in a..., Production Managment, Microsoft Office, Sales

Gourav Katyal MSc DipFA

London, United Kingdom
Private Banking Manager at Lloyds Private Banking
Financial Services

Education
ifs University College   2015 — 2015
Level 6, Pension Transfers

ifs University College   2013 — 2014
DipFA Level 4, Level 6 Award in Pensions Transfers

ifs University College   2011 — 2012
CeFA (Certificate in Financial Advice), UK Financial Regulations, Investments and Risks, Retirement Planning, Merit

Thames Valley University   2006 — 2008
MSc, International Business Management (Global Finance)

CFA Institute
Level 1

Experience
Lloyds Bank Private Banking   January 2015 - Present
Lloyds Banking Group   October 2012 - December 2014
Hill Newton   October 2011 - October 2012
City Software International Ltd   September 2010 - October 2011

Skills
Financial Services, Banking, Capital Markets, Retail Banking, Fixed Income, Leadership, Business Analysis, Project Management, Portfolio Management, Training, Project Delivery, Requirements Analysis, Investment Banking, Change Management, Stakeholder Management, Software Project..., Management, Derivatives, Relationship Management, Finance, Requirements Gathering, Risk Management, Team Management, Asset Management, CRM, Equities

Govind Gaurav Kapoor

Brighton, United Kingdom
Personal Banker
Financial Services

Education
Anglia Ruskin University   2010 — 2012
Master’s Degree, Marketing & Strategy, Merit

Delhi University   1999 — 2001
B.A. Pass, Economics, IRPM

Cambridge School   1986 — 1999
Arts, Economics, English, History Geography

ifs University College
Institute of Financial Services, Certificate in Mortgage Advice and Practice, MERIT

Experience
Santander UK Plc   December 2012 - Present
Gala Coral Group   March 2014 - July 2014
PACE 360°   September 2013 - March 2014
Gala Coral Group   May 2011 - December 2012
ICICI Bank   November 2006 - September 2010
YES BANK   February 2006 - August 2006
ABN AMRO   February 2005 - February 2006
ABN AMRO   February 2003 - February 2005

Skills
Project Management, Business Strategy, Portfolio Management, Financial Risk, Branch Banking, Financial Modeling, Team Management, FX Options, Financial Services, Relationship Management, Investments, Wealth Management, CRM, Marketing, Capital Markets, Asset Management, Business Analysis, KYC, Loans, Management, Project Delivery, Sales Management, Trading, Strategic Financial..., Mergers & Acquisitions, Business Development, Mortgage Lending, Credit Risk, Mutual Funds, Investment Banking, Accounting, Equities, Retail Banking, Selling, Merchandising, Risk Management, Business Planning, Time Management, Finance, Insurance, Derivatives, Commercial Banking, Project Execution, Cross Selling, Teamwork, Financial Analysis, Credit Analysis, MIS, Banking, Debt

Grace Nwaka

Manchester, Greater Manchester, United Kingdom
Mortgage Associate at the cooperative bank plc
Financial Services

Education
ifs University College   2014 — 2014
CeMAp, Mortgage

The Manchester Metropolitan University   2007 — 2011
Bachelor's degree, Economics & policy

Experience
The Co-operative Bank plc   July 2014 - Present
The Co-operative Bank plc   September 2012 - June 2014

Skills
Sales, Financial Services, Banking, Team Leadership, Retail Banking, Microsoft Excel, Microsoft Word, Microsoft Office

Graham McKnight

Glasgow, Glasgow City, United Kingdom
Managing Director at McKnight Financial
Financial Services

Education
ifs University College   2015 — 2016
Level 6 - Chartered Financial Planner, Advanced Financial Planning

Experience
McKnight Financial   July 2009 - Present
RBS Independent Financial   November 2004 - June 2009
Royal Scottish Assurance (RBS)   July 1998 - October 2004
Royal Bank of Scotland Group   June 1990 - July 1998

Skills
Business Planning, Estate Planning, Inheritance Tax Planning, RDR Proposition Advice, Building Business..., Commercial Property in..., Funding, Private Client..., Financial Planning, Wealth Management, Income Protection, Strategic Financial..., Finance, Financial Advisory, Client Relations Skills, High Net Worth..., Management, Small Business, Investment Advisory, Retirement, New Business Development, Business Consultancy, Financial Services, Building Relationships, Wealth Management..., Pensions, SIPP & SSAS, Portfolio Management, Investment Strategies, Trust Planning, Savings, Relationship Management, Investments, Retirement Planning, Wealth, Stakeholder Management

Grainne Walsh

Ireland
Implementation Manager at Citi
Financial Services

Education
ifs University College   2013 — 2013
Certificate for Documentary Credit Specialists (CDCS)

Institute of Bankers   2012 — 2013
University Diploma in Financial Services

Experience
Bank of Ireland   March 2015 - Present
Citi   2010 - Present
Bank of Scotland   February 2006 - May 2010
AIB   February 2000 - February 2005

Skills
International Trade..., Retail Banking, Credit Risk, Credit, Financial Services, Customer Service, Payments, Banking, Business Analysis, International Trade, Insurance

Grant McNally

Glasgow, United Kingdom
Corporate Banker at Barclays Bank PLC
Banking

Education
ifs University College   2013 — 2014
Professional Diploma in Banking Practice and Management, Banking and Finance

The University of Glasgow   2007 — 2011
Bachelors Degree, Mathematics, Bsci (With Honours) Upper Second Class

St Thomas Aquinas Secondary School   2001 — 2007

Experience
Barclays Corporate Banking   August 2013 - Present
Barclays Corporate Banking   September 2012 - August 2013

Skills
Financial Analysis, Credit, Banking, Credit Risk, Treasury Management, Finance, Credit Analysis, Commercial Banking, Business Analysis, Relationship Management, Portfolio Management, Banking Relationships, Cash Management, Trade Finance

Guida Garcia

Lisbon Area, Portugal
Head of Large & Global Corporate Credit Risk at Barclays Bank
Banking

Education
ifs University College   2007 — 2007
OMEGA Certificate, Credit Skills Development Course, 91% out of 100%

INDEG-IUL ISCTE Executive Education   2000 — 2001
Post- Graduation Degree, Corporate Finance, 15.4 out of 20

Universidade Católica Portuguesa   1992 — 1997
University Degree in Corporate Management, Corporate Management, 14 out of 20

Experience
Barclays Bank   June 2012 - Present
Barclays Bank   March 2010 - June 2012
Barclays   November 2007 - March 2010
Barclays Bank   November 2006 - November 2007
Banco Santander   June 2001 - November 2006
Finibanco   June 1998 - June 2001
Instituto de Emprego e Formação Profissional   June 1997 - June 1998

Skills
Trade Finance, Structured Finance, Corporate Finance, Financial Risk, Banking, Strategic Financial..., Financial Analysis, Financial Markets, Credit Analysis, Credit, Portfolio Management, Basel II, Retail Banking, Risk Management, Investment Banking, Loans, Business Analysis, Credit Risk, Credit Cards, Commercial Banking, Operational Risk

Harleen Chadha

London, United Kingdom
Financial Consultant at Lloyds Banking Group
Banking

Education
Guru Nanak Dev University
Masters in Business Economics, Distinction

ifs University College
CEFAP, CEFA 1& 2, Cert RBCB

Experience
The Coaches Training Institute (CTI)   March 2015 - Present
Lloyds Banking Group   2010 - Present

Harpal Matharu DipFA

Camberley, Surrey, United Kingdom
Premier Relationship Manager at HSBC Retail Banking and Wealth Management
Financial Services

Education
ifs University College   2013 — 2014
DipFA

Brunel University   2006 — 2010
Bachelor of Science (BSc), Psychology

Experience
HSBC Retail Banking and Wealth Management   February 2015 - Present
Nationwide Building Society   June 2013 - February 2015
Nationwide Building Society   March 2011 - June 2013
REDWOOD EDUCATION AND SKILLS LIMITED   August 2010 - March 2011
Carphone Warehouse   August 2007 - August 2010
Brentford Football Club   June 2001 - May 2004

Skills
Strategic Financial..., Retail, Relationship Management, Banking, Finance, Investments, Customer Experience, Financial Planning, Customer Service, Direct Sales, Team Leadership, Stakeholder Management, Competitive Analysis, Financial Risk, Customer Retention, Sales, Business Analysis, Management, Portfolio Management, Training

Harpreet Sanghera (CeMap)

Oldbury, West Midlands, United Kingdom
Mortgage Advisor at Royal Bank of Scotland
Banking

Education
ifs University College   2015 — 2015
Cemap

The University of Wolverhampton   2010 — 2014
Ba (Hons) International Business Management, International Business

Experience
Royal Bank of Scotland   July 2011 - Present
Carphone Warehouse   September 2010 - May 2012

Skills
Objection Handling, Customer Service, Face to Face Sales, CeMap Qualified, Residential Mortgages, Mortgage Brokers, Sales, Mortgage Banking, Management, Experienced Trainer, Customer Experience, Mortgage Lending, Retail Banking, Call Centers, Mortgage Servicing

Harvey King CeMAP

London, Greater London, United Kingdom
Local Business Manager Santander UK
Banking

Education
London Metropolitan University   2000 — 2003
Bachelor of Arts (B.A.), Creative Writing & Mass Communication

St. Marks RC School Hounslow   1990 — 1998
A Levels, English Literature (British and Commonwealth)

ifs University College
Cemap, Mortgages

Experience
Banco Santander   June 2015 - Present
NatWest   November 2011 - Present
NatWest   April 2007 - November 2011
NatWest   October 2003 - April 2007

Skills
Commercial Banking, Communication, Banking, Private Banking, Portfolio Management, Credit, Business Relationship..., Trade Finance, Direct Sales, Sales Process, Cross Selling, High Net Worth..., Sales Management, Creative Writing, Relationship Management, Commercial Lending, Fitness, Relationship Marketing, Sales, Consumer Lending, Credit Analysis, Small Business Lending, New Business Development, Customer Service

Hatem Attia- CertRBCB CeMAP

United Kingdom
Lloyds Banking Group
Banking

Education
ifs University College
Certificate in Mortgage Advice and Practise (CeMAP)

ifs University College
Certificate in Retail Banking Conduct of Business (RBCB)

Ajman University of Science and Technology   2001 — 2006
Bachelor in Computer Information Systems (CIS), Business Adminstration and Information Technology

St. Mary's Catholic High School   1998 — 2000
IGCSE, IGCSE

Experience
Lloyds Banking Group   February 2014 - July 2015
Lloyds Banking Group   October 2013 - February 2014
Lloyds Banking Group   April 2010 - September 2013
Al Sagr National Insurance Company   October 2006 - October 2009
IBM   January 2005 - September 2006

Skills
Customer Service, Sales, Team Management, Retail Banking, Banking, Negotiation, Financial Services, Mortgage Lending, Business Analysis, Management, Team Leadership, Loans, Financial Risk..., Change Management, Credit, Sales Management, Business Planning, Portfolio Management, Relationship Management

Hayley Dicks

Abingdon, Oxfordshire, United Kingdom
Account Manager Support at Handelsbanken
Banking

Education
ifs University College   2015 — 2018
Master of Science (MSc), Banking Practice and Management

Swansea University   2012 — 2013
Master of Science (MSc), Environmental Dynamics and Climate Change, Distinction

Swansea University   2009 — 2012
Bachelor of Science (BSc), Geography, First Class Honours

Experience
Handelsbanken   September 2014 - Present
Handelsbanken   September 2013 - September 2014

Skills
Team Leadership, Remote Sensing, Branch Banking, Customer Service, Climate Change, Relationship Management, Environmental Issues, Securities, Commercial Banking, Microsoft Office, Event Management, Social Media, Physical Geography, Geography, Environmental Science, Dance, Ballet, GIS, Time Management, Credit Risk, Management, Retail Banking, Leadership, Research, Teamwork, Field Work

Hayley Fryer

Newcastle upon Tyne, United Kingdom
Insurance Professional
Insurance

Education
ifs University College   2013 — 2015
Level 3 QCF, Regulated Complaints Handling

Newcastle University   2010 — 2012
Classical Studies, History

Experience
Insurethebox   July 2012 - Present

Skills
Complaint Investigations, Insurance, Project Delivery, Ancient Greek, Rhetoric, Financial Regulation, Financial Product..., Compliance, Political Philosophy, Training, Pensions, General Insurance, Regulated Industry, Financial Services, Historical Research, Visual Rhetoric, Customer Service, Latin, Philosophy, Research

Helen Furness

Bexleyheath, Greater London, United Kingdom
Mortage & Protection Adviser at Griffin Financial Advisers
Financial Services

Education
IFS   2010 — 2010
DipFA, Diploma in Financial Advice

ifs University College   2008 — 2008
CeMAP, Certificate in Mortgage Advice and Planning

Experience
Griffin Financial Advisers   July 2004 - Present
Martin Carr   January 2012 - July 2013
Metronet Rail   December 2003 - July 2004

Skills
Fixed Rate Mortgages, Buy to Let, Mortgage Underwriting, Income Protection, Strategic Financial..., Secured Financing, Financial Services, Finance, Management, Administration, Mortgage Servicing, Residential Mortgages, mortgages, New Business Development, Customer Retention, Risk Management, Business Strategy, Mortgage Lending, Financial Planning, Sales, Certified Mortgage...

Helen Smallwood

Jersey, United Kingdom
Assurance Associate at EY
Accounting

Education
ACCA   2014 — 2017

ifs University College   2012 — 2013
Diploma in Financial Services, A

Hautlieu School   2011 — 2013
A Level Grades

Hautlieu School   2008 — 2011
GCSE Grades

Experience
EY   October 2014 - Present
Hautlieu School   September 2012 - September 2013

Skills
Financial Accounting, IFRS, Assurance, Real Estate, External Audit, UK GAAP, Internal Controls, Spanish, Islamic Finance, Communication, Financial Analysis, Financial Reporting, Accounting, Risk Management, People Skills, Reuters 3000, Teamwork

Henriëtte Speksnijder-Paul

Rotterdam Area, Netherlands
Trade Officer bij ABN AMRO Bank N.V. certified documentary credit specialist
Banking

Education
Nyenrode Business Universiteit   2013 — 2013

ifs University College   2013 — 2013
Certificate in Doc. Credit Specialist (CDCS)

Experience
ABN AMRO Bank N.V.   August 1979 - Present

Henry Jamie Bennett

London, Greater London, United Kingdom
Student at Ifs University College
Financial Services

Education
ifs University College   2012 — 2015
Bachelor of Science (BSc), Banking Practice and Management

Plymouth College   2010 — 2012

Millfield School   2008 — 2010

Hiren S Panchal

London, United Kingdom
Associate Director at Holborn Financial Ltd
Financial Services

Education
ifs University College
Diploma for Financial Advisers, DipFA

ifs University College
Certificate in Mortgage Advice and Practice, CeMAP

ifs University College
Certificate for Financial Advisers, CeFA

Experience
Holborn Financial Ltd   August 2012 - Present

Skills
Independent Financial..., Personal Finance, Private Clients, Financial Planning, Networking, Private Client, Building Relationships, Retirement, Finance, Pensions, Asset Allocation, Alternative Investments, Inheritance Tax Planning, RDR qualified, Holistic Financial..., Personal Tax Planning, Retirement Planning, Financial Services, Wealth Management, Portfolio Management, Manage client..., SME sector, Wealth, Estate Planning, Investments, Corporate Advisory, High Net Worth..., Strategic Financial..., Referrals, Financial Advisory, Helping Clients Succeed, Income Protection

Holly Walker

London, Greater London, United Kingdom
Audit Manager at GE Capital
Financial Services

Education
ifs University College   2009 — 2011
Diploma, Financial Markets and Management

University of St. Andrews   2004 — 2008
Master's Degree, Mathematics, 2:1

Kingdown Sixth Form, Warminster   2002 — 2004
A Levels

Kingdown School   1997 — 2002
High School, GCSEs

Experience
GE Capital   January 2012 - October 2014
Lloyds Banking Group   April 2011 - December 2011
Lloyds Banking Group   September 2009 - April 2011

Skills
Retail Banking, Stress Testing, AML, TCF, Improper Payments, Financial Risk, Data Management, Model Governance, Operational Risk..., Compliance, Change Management, Banking, Auditing, Credit Risk, Disaster Recovery, Conduct Risk, Anti Money Laundering, Liquidity Risk, Risk Management, Financial Services, Internal Audit, Operational Risk

Howard Dennis CeMAP

Bath, United Kingdom
Mortgage and Protection Adviser
Financial Services

Education
Plymouth University   2009 — 2013
Bachelor of Science (BSc), Civil Engineering And CAD

Ilfracombe Arts College   2002 — 2009

ifs University College
Certificate in Mortgage Advice and Practice, Financial Services

Experience
London & Country Mortgages   July 2013 - Present
Woolacombe Bay Pizza Company   March 2007 - September 2012
Express Catering   July 2012 - August 2012
GOALS Soccer School   January 2012 - March 2012

Skills
Contaminated Land, Hydraulics, Structural Engineering, Risk Assessment, Construction Law, CNET, Geotechnical Engineering, Project Management, BREEAM, Structural Analysis, MS Project, CAD, GIS Modeling, Sustainable Development, Refereeing, GIS, Contaminated Site..., Coaching, Contaminated Site..., Football, Construction, Design..., Civil Engineering

Hugo Davies

Welwyn Garden City, Hertfordshire, United Kingdom
Analyst at Goldman Sachs
Investment Banking

Education
Loughborough University   2010 — 2014
Bachelor's Degree, Business, Economics & Finance

ifs University College   2007 — 2009
DipFS - Institute of Financial Services (ifs) Level 3 Diploma Financial Services, A

Stanborough School   2002 — 2009
High School

The Chartered Institute for Securities & Investment (CISI)
IOC, UK Financial Regulation

Experience
Goldman Sachs   July 2014 - Present
Goldman Sachs   February 2013 - August 2013
Goldman Sachs   June 2012 - February 2013
Loughborough Students' Union   October 2011 - June 2012
Loughborough Media   July 2011 - June 2012
Kaleidoscope Enterprise Ltd   October 2006 - June 2012
Loughborough University   November 2010 - June 2011
Probility Domestic Services   October 2005 - October 2010
Liberal Democrats   July 2009 - October 2009

Skills
Microsoft Office, Public Speaking, Social Media, Teamwork, Microsoft Word, Economics, Critical Thinking, Risk Management, Equal Opportunities, Proposal Writing, Team Leadership, Analysis, Research, Customer Service, Liquidity Risk, Event Management, Mathematics, Data Analysis, Finance, Macroeconomics, Imagination, Financial Analysis, Timely Decision Making, Corporate Finance, Time Management, Self Management, Creative Problem Solving, Entrepreneurship, Mentoring, Liquidity Management, Microsoft Excel, Commercial Awareness, Qualitative Research, Networking, Cultural Awareness, PowerPoint, Organized Multi-tasker

Iain Bryson CeMAP DipFA

North Queensferry, Fife, United Kingdom
at
Banking

Education
Queen Anne High School   1995 — 2001

ifs University College

Experience
TSB Bank   February 2010 - Present
Scottish Widows Bank   February 2008 - February 2010
British Army   September 2003 - January 2008
Lloyds TSB   February 2002 - September 2003

Isaac Oboh CeMAP

Glasgow, United Kingdom
Consultant,Mortgage Services
Banking

Education
ifs University College   2011 — 2014
CeMAP, Mortgages

The University of Glasgow   2007 — 2008
Master's degree, International Finance, Merit

University of Ghana   2001 — 2005
Bachelor of Arts (B.A.), Economics, Second Class upper

Experience
Homeloan Management Ltd   October 2011 - Present
Santander   February 2010 - October 2011

Skills
Mortgage Servicing, Mortgage Banking, Mortgage Industry

JUANA MARTINEZ GOROSTIZA, CDCS

Madrid Area, Spain
International Business Dpt. at Grupo Banco Popular
Banking

Education
ifs University College   2015 — 2015
CDCS, Letter of Credits

ISDE   2011 — 2012
MASTER EN RELACIONES INTERNACIONALES

IE (Instituto de Empresa)   1988 — 1989
MBA, DIRECCION COMERCIO EXTERIOR

Universidad Autónoma de Madrid
Licenciada en Ciencias Económicas

Experience
Grupo Banco Popular   May 2012 - Present
Banco Pastor   2007 - May 2012

Skills
Corporate Finance, Análisis financiero, Management, Trade Finance, Financial Risk, Credit, Loans, Commercial Banking, Financial Analysis, Banca, Business Planning, Business Strategy, Retail Banking, Risk Management, Estrategia empresarial, Credit Analysis, Credit Risk, Banking, Plan de negocio

Jack Kenworthy

Southend on Sea, United Kingdom
Paraplanner at New Leaf Distribution Ltd
Financial Services

Education
ifs University College   2014 — 2014
Diploma in Financial Advice, Financial Planning and Services

ifs University College   2013 — 2014
Certificate in Mortgage Advice and Practice, Financial Planning and Services

University of Leicester   2009 — 2012
Bachelor of Science (BSc), Geography

The King John School   2002 — 2007

Experience
New Leaf Distribution Ltd   October 2013 - Present
Royal Bank of Scotland   December 2012 - September 2013
Mark 1 Hire   November 2007 - August 2009

Skills
Financial Planning, PowerPoint, Microsoft Excel, Report Writing, Investments, Project Planning, Tea, Mortgage Lending, Pensions, Teamwork, Financial Services, Microsoft Office, Insurance, Microsoft Word, Critical Illness, Life Insurance, Income Protection, Customer Service

Jack Lear

Birmingham, West Midlands, United Kingdom
Private Banking Executive
Financial Services

Education
ifs University College   2014 — 2015
Professional Certificate of Banking, Banking, Corporate, Finance, and Securities Law, First

Loughborough University   2007 — 2013
Master of Engineering (M.Eng.), Mechanical Engineering, First

Kineton High School   2000 — 2007

CII
Diploma in Regulated Financial Planning, Financial Planning and Services

Experience
Barclays Wealth and Investment Management   July 2015 - Present
Barclays   September 2013 - Present
Barclays   February 2015 - July 2015
Loughborough University   October 2007 - July 2013
Barclays Corporate   June 2012 - August 2012
Vauxhall Motors Ltd   July 2010 - July 2011

Skills
Outlook, Microsoft Project, Matlab, UGS NX5, statistical engineering..., Microsoft Excel, Mechanical Engineering, Credit Analysis, Unigraphics, Six Sigma, PowerPoint, Solid Edge, Marketing Strategy, Microsoft Visio, Visual Basic, Communication, Project Management, Lotus Notes, Engineering, Microsoft Word

Jack Louis Parker

London, Greater London, United Kingdom
Student at ifs School of Finance
Financial Services

Education
ifs University College   2013 — 2016
Bachelor of Science (BSc), Finance Investment and Risk

CCSS   2011 — 2013
A Levels, Economics, Politics and Business


Skills
Foreign Exchange, Stock Trading, Financial Markets

Jack Tutton

Portsmouth, United Kingdom
Personal Mortgage Advisor
Banking

Education
ifs University College
Certificate in mortgage advice and practice, Mortgages

Experience
Royal Bank of Scotland   January 2015 - Present
Royal Bank of Scotland   September 2012 - January 2015

Skills
Customer Experience, Credit, Cross Selling, Branch Banking, Loans, Banking, Retail Banking, Customer Service, Mortgage Lending, Financial Services, Sales, Consumer Lending, Finance, Credit Cards

Jackie Hooker

Reading, United Kingdom
Credit Analyst
Financial Services

Education
ifs University College   2013 — 2015
Professional Certificate in Banking, Banking and Financial Support Services

The Henley College   1998 — 2000
National Diploma, Science - with Distinctions

Newlands Girls School

Experience
Aldermore Bank PLC   October 2011 - Present
WorldPay   January 2010 - April 2011
Royal Bank of Scotland   November 2006 - January 2010
Royal Bank of Scotland   November 2004 - November 2006
Royal Bank of Scotland   September 2002 - November 2004

Skills
Credit, Relationship Management, Retail Banking, Risk Management, Customer Service, Asset Finance, Customer Relations, Portfolio Management, Risk, Banking, Credit Analysis, Business Analysis, Financial Risk, Commercial Banking, Management, Financial Analysis, Risk Mitigation, Credit Risk

Jacqueline Gilmartin

Bradford, United Kingdom
Training and Competence Supervisor at UKAR
Financial Services

Education
ifs University College   2014 — 2014
CeMap

Leeds School of Nursing   1989 — 1992
Registered Nursing/Registered Nurse

Longbenton High School   1983 — 1986
O levels

Experience
UKAR   August 2014 - Present
UKAR   April 2014 - August 2014
UKAR   November 2012 - January 2014
UKAR   July 2011 - November 2012
Bradford Teaching Hospitals NHS Trust   July 1999 - July 2011
Leeds Teaching Hospitals NHS Trust   September 1992 - April 1998

Jagpal Singh

Romford, United Kingdom
Financial Planning Consultant at Charles Derby
Financial Services

Education
ifs University College   2013 — 2014
Dipfa, Financial Planning and Services

Experience
Charles Derby   August 2014 - Present

Skills
PowerPoint

James Bowser

London, United Kingdom
Associate Director at Barclays
Financial Services

Education
Fitch Learning   2014 — 2016
CFA Level 1, Candidate

ifs University College   2013 — 2015
Profressional Certificate in Banking (PcertB), Risk, Relationship Management, Quantitative analysis

University College London, U. of London   2008 — 2011
Bachelor of Science (BSc), Geography, High 2:1 with Honours

Solihull School   2006 — 2008
High School, Mathematics, Geographys and Business Studies, A,A,A

Experience
Barclays   September 2014 - Present
Barclays   September 2013 - September 2014
Barclays   September 2012 - September 2013
Wildfire Interactive, Inc.   February 2012 - August 2012
MOUCHEL plc.   July 2010 - September 2010

Skills
Facebook, Market Research, Digital Marketing, Account Management, Word, Public Speaking, Microsoft Word, Lead Generation, Social Networking, Salesforce.com, Online Advertising, Research, Social Media Marketing, Microsoft Office, PowerPoint, Social Media

James Cookson

Preston, United Kingdom
Assistant Branch Manager at The Cumberland Building Society
Financial Services

Education
Runshaw College   2000 — 2002
Bachelor of Technology (BTech), Graphic Design

Lostock Hall High School

ifs University College
CeMap, Mortgage advice and planning

Experience
Cumberland Building Society   September 2015 - Present
Cumberland Building Society   July 2012 - Present
HSBC Retail Banking and Wealth Management   February 2008 - July 2012
Countrywide Mortgage Services   June 2006 - February 2008
Evans Halshaw   July 2002 - June 2006

Skills
Life Insurance, Protection, Residential Mortgages, Banking, Mortgage Lending, Income Protection, Insurance, Sales, Credit, Mortgage Banking, Financial Services, Loans, Finance, Mortgage Underwriting, Critical Illness, Certified Mortgage..., Relationship Management, Cross Selling

James Hodgson

Birmingham, West Midlands, United Kingdom
Associate Director at Barclays Corporate Banking
Banking

Education
ifs University College   2012 — 2013
Associate's Degree, Professional Diploma in Banking, Practice and Management, Distinction

University of Manchester   2008 — 2011
BSc (Hons), Management

Lancaster Royal Grammar School   2000 — 2007

Experience
Barclays Corporate Banking   October 2014 - Present
Barclays Corporate Banking   October 2013 - October 2014
Barclays Corporate   September 2012 - October 2013
Barclays Corporate   September 2011 - September 2012

Skills
Financial Analysis, Credit Analysis, Sales, Credit, Financial Structuring, Strategy, Financial Risk, Banking, Relationship Management, Portfolio Management, Loans, Finance, Credit Risk, Commercial Banking, Financial Services, Retail Banking, New Business Development, Music Events, Business Development

James Le Brocq

United Kingdom
Experienced MD / Business Leader / Payments / Consumer Cards / Digital / Mobile / Financial Services / Available
Financial Services

Education
IMD Business School   2012 — 2012
Leading the Digital World 2020, Global Digital Services

University of Pennsylvania - The Wharton School   2002 — 2002
Executive Negotiation Skills, Negotiation

Cranfield University - Cranfield School of Management   2001 — 2001
Power & Influence, Organisational Leadership

Manchester Business School   1993 — 1997
Master of Business Administration (M.B.A.), Financial Services, Distinction

ifs University College   1993 — 1995
Financial Services Diploma, Financial Services

Merchant Taylors', Crosby   1974 — 1982

Experience
Le Brocq Associates Ltd   January 2010 - Present
Penser Consulting   March 2014 - Present
Ensygnia Ltd   November 2013 - Present
O2 (Telefónica UK)   January 2011 - November 2013
Telefónica   June 2010 - November 2013
Northern Rock   March 2009 - December 2009
The Prepaid Card Company Limited   December 2007 - March 2009
Alliance & Leicester   May 2007 - March 2009
Barclaycard   April 2004 - May 2007
Solution Personal Finance Ltd   January 2006 - December 2006

Skills
Consumer Marketing, Prepaid Debit, Mobile payments, Payments, Corporate Governance, Small Business Lending, Executive Management, Leading Change, Inspiring People, Customer Experience, NFC, Governance, Mobile Payments, Business Strategy, Start-ups, Product Innovation, Customer Engagement, Mobile commerce, Strategic Planning, Digital Strategy, Digital Wallets, Financial Services, Team Building, Business Development, Project Delivery, Strategy, Stakeholder Management, Credit Cards, Strategic Leadership, Mobile wallet, Commercial Management, Vision Creation, Restructuring, Business Transformation, Proposition Development, Change Management, Business Planning, Management, Mobile Devices, Financial Risk, Financial Regulation, Transformational..., Retail Banking, Product Management, Consumer Finance, Management Consulting, Leadership, Banking

James Macpherson

Cirencester, Gloucestershire, United Kingdom
Mortgage and Protection Adviser at Andrew & Partners Ltd
Financial Services

Education
ifs University College   2014 — 2014
CeMAP 1, 2 and 3

King's School Bruton   1997 — 2002

Experience
Andrews & Partners Ltd   October 2014 - Present
Charles Egerton Bloodstock Ltd   August 2011 - February 2014
Stan James   April 2005 - July 2011
Ladbrokes   September 2003 - March 2005

Skills
Marketing Communications, Risk Management, Real Estate, Sales, Team Management, Financial Risk, Investment Properties, Strategic Planning, Banking, Insurance, Relationship Management, Credit Risk, Retail Banking, Financial Services, Investments, Portfolio Management, Mortgage Lending

James Osborn

United Kingdom
Strategy and Transformation, Commercial Bank at Lloyds Banking Group
Banking

Education
Lancaster University   2008 — 2012
BBA (Hons) Management North America/Australasia, Accounting, Economics, Management, Statistics, Ethics, Entrepreneurship, 2:1

IFS University College   2012 — 2014
IFS Professional Diploma in Banking Practice and Management

City University of Hong Kong   2009 — 2010
BBA Management, International Management, Selling and Sales Management, Cultural Advertising in Asia

Huddersfield New College   2006 — 2008

Experience
Lloyds Banking Group   March 2015 - Present
Lloyds Banking Group   June 2014 - March 2015
Lloyds Banking Group   March 2014 - July 2014
Lloyds Banking Group   September 2013 - March 2014
Lloyds Banking Group   March 2013 - September 2013
Lloyds Banking Group   September 2012 - March 2013
Lloyds Banking Group   July 2010 - July 2011
Royal Bank of Scotland   May 2008 - June 2008
Royal Bank of Scotland   July 2007 - July 2007
Walker Morris   July 2006 - July 2006

Skills
SQL, Group Presentations, CSS, WebTrends, Banking, VBA, Technical Presentations, Teradata, Analytics, PowerPoint, Heroku, Ruby on Rails, Digital Marketing, CRM, Word, PHP, Microsoft Office, Social Media, Analysis, HTML5, Excel

James Pirie

Leeds, United Kingdom
Advised Team Manager, Advised Customer & Conduct Risk Testing, Monitoring & Verification, Retail Business Risk
Financial Services

Education
ifs University College   2015 — 2015
CeMAP

IFS School of Finance   2012 — 2015
Professional Diploma in Banking Practice & Management

Lancaster University   2009 — 2012
BSc Business Studies, First Class Honours

Blackpool Sixth Form College   2007 — 2009
A-Level Business Studies, Economics & Applied ICT, AAA

Experience
Lloyds Banking Group   November 2014 - Present
Lloyds Banking Group   October 2014 - November 2014
Lloyds Banking Group   March 2014 - October 2014
Lloyds Banking Group   September 2012 - October 2014
Lloyds Banking Group   September 2013 - March 2014
Lloyds Banking Group   March 2013 - September 2013
Lloyds Banking Group   September 2012 - March 2013
ISS Facility Services UK   February 2011 - September 2012
The Officers Club   September 2007 - January 2011
Brook Street   June 2007 - July 2007

James Stopford

London, United Kingdom
UK and Expat Mortgage and Protection Adviser +44 (0) 207 060 9095 or +31 (0) 207 165474
Financial Services

Education
ifs University College
CeRCH (Certificate in Regulated Complaint Handling), Financial Planning and Services

ifs University College
CeMAP (Certificate in Mortgage Advice and Practice), Financial Planning and Services

ifs University College
CeFA (Certificate for Financial Advisors), Financial Planning and Services

The University of Queensland   2000 — 2001
Master of Science (M.Sc.), Marine Biology (Parasitology)

University of Wales, Swansea   1995 — 1998
Marine Biology, Bachelor of Science

Experience
Mortgage Quest   February 2015 - Present
Financial Ombudsman Service   October 2013 - May 2014
Financial Ombudsman Service   September 2012 - October 2013
HSBC Bank UK   April 2010 - September 2012
HSBC   2010 - 2012
HSBC   June 2008 - April 2010
HSBC Bank UK   June 2005 - November 2007
HSBC   August 2001 - June 2005

Skills
Branch Management, Wealth Management, Client Service Oriented, Sales, Strategic Financial..., Team Management, Loans, Mortgage Lending, Call Centers, Stakeholder Management, Relationship Management, Private Banking, Project Management, Operations Management, Credit, Investments, Sales Management, Risk Management, Microsoft Word, Complaint Investigations, Financial Services, Time Management, Operational Risk..., Retirement Planning, Credit Analysis, Microsoft Excel, Portfolio Management, Complaint Management, Operational Risk, Adjudication, Branch Banking, Marine Biology, Banking, Microsoft Office, Change Management, Management, Compliance, English, Report Writing, Business Development, Research, Finance, Financial Risk, Team Leadership, Credit Risk, New Business Development, Retail Banking, Professional Experience, Coaching, Consumer Lending

James Troughton

Cove, Hampshire, United Kingdom
Banking Consultant at Halifax
Banking

Education
ifs University College   2013 — 2013
IFS Level 3 Retail Banking Conduct of Business

Farnborough College of Technology   2008 — 2010
Level 3 BTEC Diploma In Business, Business Administration and Management, General, Distincton /Merit/Merit

Experience
Halifax   March 2012 - Present
Halifax   August 2010 - March 2012
Asda   September 2008 - August 2010

Skills
Commercial Banking, Credit Analysis, Relationship Management, Mortgage Lending, Financial Services, Branch Banking, Banking, Loans, Risk Management, Portfolio Management, Internet Banking, Credit Cards, Payments, Credit Risk, Financial Risk, Credit, Operational Risk, Private Banking, Cross Selling, Retail Banking

James Tweed

Doncaster, United Kingdom
Attended ifs University College

Education
ifs University College   2012 — 2015

Jamie Dalrymple

London, United Kingdom
Credit Partner at Banco Santander
Banking

Education
Scottish Chartered Banker Institute   2015 — 2015
Professional Banker Certificate, Passed

ifs University College   2014 — 2014
Santander Banking Law and Governance Programme, Certificate, Passed

Leeds University   1996 — 1999
2:1

Experience
Banco Santander   March 2015 - Present
Banco Santander   May 2011 - March 2015
Banco Santander   June 2007 - May 2011
Abbey Commercial Mortgages   September 2001 - June 2007

Skills
Credit Analysis, Credit, Commercial Banking, Asset Based Lending, Trade Finance, Relationship Management, Banking, Mortgage Lending, Commercial Lending, Credit Risk, Loans, Commercial Mortgages, Funding, Financial Risk

Jamie McGuire

Surbiton, Greater London, United Kingdom
Mortgage Adviser
Banking

Education
Ewell High School   1998 — 2003

ifs University College
CeMAP

Experience
NatWest   July 2015 - Present
Coutts   November 2012 - July 2015
NatWest   December 2010 - October 2012
INTeGRA Channel Ltd   November 2008 - December 2010
FiveTen Group   July 2007 - October 2008
Penta Consulting Ltd   June 2005 - June 2007
Royal Bank of Scotland (NatWest)   October 2003 - May 2005

Skills
Project Delivery, Business Strategy, Strategy, Talent Acquisition, Vendor Management, Relationship Management, Technical Recruiting, Certified Mortgage..., Account Management, CeMap Qualified, Sales Management, Contract Recruitment, Team Management, Business Analysis, Leadership, Mortgage Banking, Management, Sales, Mortgage Industry, Retail Banking, Project Management, Sales Process, Buy to Let, Private Banking, Team Building, Talent Management, Banking, Team Leadership, People-oriented, CRM, New Business Development, Mortgage Lending, Teamwork, Risk Management, Executive Search, Telecommunications, Training, Business Development, Recruiting, Residential Mortgages

Janki Jani

Greenford, Greater London, United Kingdom
Properties & Finance
Financial Services

Education
ifs University College   2014 — 2015
Associate's Degree, Mortgage Advice and Practice (CeMAP)

Experience
J&J properties   May 2014 - Present
Right Home Estates Agent   November 2011 - March 2014
The Co-operative Group   May 2009 - October 2011
MetLife   April 2007 - August 2008
India Infoline Ltd   February 2006 - January 2007
Ford Motor Company   May 2005 - January 2006
Mahindra & Mahindra   June 2004 - May 2005

Skills
Management, Team Management, Financial Planning, Time Management, Fact Finding, Investment Properties, Negotiation

Jarrod Fry

Brighton, United Kingdom
Wealth management consultant at McMillan Wealth Consultants
Financial Services

Education
ifs University College
Dipfa 4, Finance

Experience
McMillan Wealth Consultants, Partner Practice of St. James's Place Wealth Management   April 2015 - Present
Lloyds Banking Group   December 2008 - March 2015

Skills
Financial Advisory, Risk Management, Financial Planning, Relationship Management, Retirement Planning, Banking, Insurance, Financial Services

Jeff Wilkinson

London, United Kingdom
Senior Retail Branch Manager, HSBC Baker Street Group
Financial Services

Education
ifs University College   2014 — 2015
Chartered Associate (CAIFS)

ifs University College   2012 — 2014
Bachelor of Science (BSc), First Class (Hons) - Banking Practice & Management

ifs University College   2010 — 2011
Professional Diploma - Distinction - Banking Practice & Management, BSc (Hons) Banking Practice & Management, Distinction

UCL   2006 — 2009
Bachelor of Science (BSc), First Class (Hons) - Geography, Geography

Tiffin Boys School   1999 — 2006
A Levels: Geography (A), Biology (A), Business Studies (A). GSCEs- 10 including Maths and English

HSBC
Disciplinary Hearing Manager Accredited

HSBC
Interview & Assessment Centre Accredited

Experience
HSBC   March 2015 - Present
HSBC   June 2014 - February 2015
HSBC   August 2013 - May 2014
HSBC   April 2012 - December 2013
Lloyds Banking Group   March 2011 - March 2012
Lloyds Banking Group   September 2009 - March 2011

Skills
Financial Services, Relationship Management, Performance Management, Credit Risk, Sales Management, Risk Management, Management, Retail, Customer Service..., Branch Banking, Strategy, Branch Management, Retail Banking, Coaching, Mentoring, Banking, Business Strategy, Operations Management, Leadership, Credit

Jeffrey Johnstone

Hyde, Greater Manchester, United Kingdom
Financial Planner
Financial Services

Education
ifs University College   2010 — 2011
Level 4 Diploma, Financial Planning and Services

The Financial Insurance Institute   2002 — 2002
MAQ Mortgage Advice Qualification, Mortgage Advice

The Charted Insurance Institute   1997 — 1997
FPC1, FPC2, FPC3, Financial Advice

Hartshead High School   1976 — 1981

Experience
Financial Connections   May 2008 - Present
Mortgage Connections UK LTD   May 2001 - May 2008
Royal London   April 1996 - May 2001

Skills
Portfolio Management, Financial Advisory, SIPP, Income Protection, Retirement, Financial Planning, Savings, Investment Advisory, Life Insurance, Wealth Management, Pensions, Wealth, Investments, Financial Services, Estate Planning, Critical Illness, Mortgage Lending, Retirement Planning

Jennifer Arthur

Inverkip, Inverclyde, United Kingdom
Financial Adviser
Financial Services

Education
ifs University College   2011 — 2012
DipFA, Financial Regulation and Advice, DipFA

ifs University College   2007 — 2008
CeFA, Financial Advice, CeFA

Glasgow School of Art   1999 — 2000
Interior Design, Interior Design

Central College of Commerce   1996 — 1999
HND Design with New Technologies, HND Design with New Technologies

Experience
Pivotal Financial Planning   November 2014 - Present
Barclays Wealth and Investment Management   March 2014 - November 2014
...   January 2014 - March 2014
Lloyds TSB Bank   November 2007 - November 2013
Nationwide Building Society   January 2006 - October 2007

Skills
Investment Advisory, Financial Modeling, Finance, Sales, Investments, Pension Schemes, Valuation, Analysis, Due Diligence, Relationship Management, Business Strategy, Portfolio Management, Wealth Management, Retirement Planning, Customer Service, Microsoft Excel, Asset Management, Insurance, Financial Advisory, Financial Analysis, Pension Funds, Risk Management, Strategic Financial..., Financial Services, Financial Reporting, Banking, Financial Planning

Jennifer Weir

Glasgow, United Kingdom
Trainee Financial Adviser
Financial Services

Education
Chartered Banker Institute   2013 — 2013
PB Cert, Banking

ifs University College   2010 — 2013
PcertB Level 4, Professional Banking, Level 4

University of Strathclyde   2006 — 2010
Bachelor of Arts (BA), Hospitality Administration/Management

The Glasgow Academy   1999 — 2006

Calibrand
DipFA

Experience
One Wealth Management Ltd   May 2014 - Present
One Solution Group   February 2014 - Present
National Australia Group   December 2012 - February 2014
Bank of Scotland   February 2012 - December 2012
Lloyds Banking Group   September 2010 - February 2012
Lloyds TSB   September 2006 - September 2010

Skills
Sales Management, Change Management, Business Relationship..., Relationship Management, Commercial Banking, Sales, Public Relations, Charity Work, Marketing

Jenny Botha

Guildford, United Kingdom
Mortgage Consultant at Morgan Financial Solutions
Financial Services

Education
The Chartered Institute of Management Accountants   2015 — 2015
CIMA Certificate in Business Accounting, Currently studying

ifs University College   2015 — 2015
CeMap 1, Distinction & Merit

Kingston University / Wandsworth Primary Schools Consortium   2004 — 2005
Post Graduate Certificate in Education, Primary Teaching

University of Sheffield / Open University   2000 — 2003
BSc (Hons), Psychology / Social Sciences, First Class Honours

Experience
Morgan Financial Solutions   August 2015 - Present
The Legal Consultancy Ltd   September 2009 - Present
Brandlehow Primary School   September 2005 - August 2008
Procter & Gamble   October 1997 - September 1999

Skills
Microsoft Office, Customer Service, Financial Analysis, Financial Planning, Financial Reporting, Life Insurance, Microsoft Word, PowerPoint, Finance, Management, Financial Services, Project Management, Microsoft Excel

Jeremy-Noah Agius

Malta
Manager at APS Bank Ltd
Banking

Education
ifs University College   2013 — 2015
Foundation degree, Lending

Chartered Institute of Marketing

Chartered Institute of Marketing

Ifs Diploma in Banking

Primary school

Primary school

Experience
APS Bank Ltd   January 2014 - Present

Skills
Market Risk, Corporate Finance, Credit Risk, Treasury Management, Loans, AML, Retail Banking, Financial Analysis, Banking